![]() ![]() ![]() The subsidy applies to plans subject to COBRA (both insured and self-insured plans) as well as self-funded and insured plans not subject to COBRA but subject to continuation coverage under state law (such as California’s Cal-COBRA, which applies to employers with two or more employees). The federal American Rescue Plan Act of 2021 (ARPA) provides for a 100% subsidy of COBRA premiums for six months from Apthrough September 30, 2021, for individuals (and their covered dependents) who lose coverage under their employer’s health care plan due to a reduction in hours or involuntarily termination for reasons other than gross misconduct.
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